Diversified or multi-asset fund

What is a diversified fund?

A diversified fund, also called a multi-asset or mixed fund, is an investment fund invested in different types of assets (equities, bonds, money market instruments, etc.).

The management of a diversified fund allows for adjusting its asset allocation based on short-term market developments by responsively adjusting the portfolio's exposure to different asset classes to cope with changing market conditions.

Why choose a diversified fund?

• Placing your money in a diversified fund means that you can invest in many types of assets by buying into a single fund.  
• You do not need to closely monitor the market or select individual stocks or investments for your portfolio.  
• Active diversified fund managers make decisions for you, seeking to take advantage of opportunities or adapt to market conditions. For example, they may increase equity holdings when stock markets are attractively valued or allocate more to stocks than bonds in times of economic uncertainty.  
• Your money is spread across different types of investments, which can reduce risk. If one area of the market falls, another area may rise or not fall as sharply. However, as with all funds, there are no guarantees.  
• You can choose a fund that matches the level of risk you are willing to take.