Structured management

Structured management is a management approach that provides more sophisticated solutions to clients.

Although it appears complex, it is a management method in which the manager combines traditional assets (stocks, bonds, etc.) with more unusual assets such as derivatives.

This allows offering clients innovative solutions, for example, guaranteeing the capital invested in the portfolio.

This management enables the creation of various products such as:

- Guaranteed funds, whose objective is to guarantee the invested capital at a given horizon, while benefiting from the potential performance of financial markets, provided the savings are locked in for several years. These funds are characterized by high management fees and the payment of penalties in case of early withdrawal.

- Promise products, which can guarantee the investor a fraction of the invested capital but only display a performance target, which may not be achieved.