BFT CREDIT 6 MOIS ISR - P (C) ISIN : FR0010796425

BFT CREDIT 6 MOIS ISR - P (C)
Asset class: Money Market

YTD
As of 02/09/2026
1.20%

Risk IndicatorThe level of risk of the fund mainly reflects the risk of the market in which the fund is invested and, as the case may be, the leveraging strategy or inverse performance of the index. The capital initially invested does not benefit from any guarantee. The current level of risk does not indicate the future level of risk and may change over time. The lowest risk level is not equal to a risk-free investment.
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The risk indicator assumes you keep the product according to the holding period.

NAV
As of 02/09/2026
€11,443.24

SFDR ClassificationSustainable Finance Disclosure Regulation
Art. 8

Fund AUM
As of 02/09/2026
€1.32B
The objective is to achieve performance of better than capitalised Eonia plus 0.12% over an investment period of six months. The additional objective is for volatility not to exceed 0.50%.

NAVs

NAV from 09/05/2016 to 09/02/2026
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Created with Highcharts 11.4.8BFT CREDIT 6 MOIS ISR - P (C)Jul '17Jul '18Jul '19Jul '20Jul '21Jul '22Jul '23Jul '24Jul '25Jul '2610K10K11K11K11K11K12K12K

Performance

Change in NAV in base 100
FundBFT CREDIT 6 MOIS ISR - P (C) (9.05% over the period)
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Created with Highcharts 11.4.8BFT CREDIT 6 MOIS ISR - P (C)BenchmarkJul '17Jul '18Jul '19Jul '20Jul '21Jul '22Jul '23Jul '24Jul '25Jul '269698100102104106108110
FundBFT CREDIT 6 MOIS ISR - P (C) (9.05% over the period)
Select period
Created with Highcharts 11.4.8BFT CREDIT 6 MOIS ISR - P (C)BenchmarkJul '17Jul '18Jul '19Jul '20Jul '21Jul '22Jul '23Jul '24Jul '25Jul '269698100102104106108110

Portfolio Analysis

Repartition 09/30/2025
Sectors
% asset
Mod. duration
BNP PARIBAS SAFinancials2.16%0.02
AYVENS SAIndustrials2.11%0.01
BPCE SAFinancials2.08%0.02
SOCIETE GENERALE SAFinancials2.06%0.02
FRANCESovereign EMU1.99%0.00
ABN AMRO BANK NVFinancials1.90%0.01
BANQUE FED CREDIT MUTUELFinancials1.71%0.02
SPAIN (KINGDOM OF )Sovereign EMU1.70%0.00
INTESA SANPAOLO SPAFinancials1.67%0.02
CREDIT AGRICOLE SAFinancials1.59%0.02

Management commentary

Effective date: 31/07/2026July 2026 was marked by the end of negotiations and the resumption of hostilities between Iran and the United States. As a result, the price of Brent crude rose sharply in the first part of the month, reaching $100 per barrel, before falling slightly at the very end of the month to $89. Ultimately, its increase was 22% over the month, the largest rise since March.
The erratic movement of inflation indices reflects the volatility of oil prices. In the United States, headline inflation surprised significantly on the downside for June, at 3.5%, partly due to lower energy prices that month but also thanks to a clear and broad-based decline in core inflation. Conversely, inflation surprised on the upside in the euro area in July, at 2.9%, due to the rebound in oil prices.
Overall, business surveys are consistent with a moderate pace of growth. In the euro area, the composite PMI rose from 50 to 51.9, thanks to an improvement in industry but especially in services, thus returning to its highest level since the outbreak of the war in Iran. Moreover, GDP growth in Q2 came in at +0.4% quarter-on-quarter. In the United States, both the ISM manufacturing and services surveys fell slightly in June (to 53.4 and 54, respectively) but remain consistent with a growth rate of around 2%. The June employment report was not good and cast doubt on the previous three reports, which had been significantly better than expected. In particular, the private sector excluding healthcare returned to job losses. In Japan, PMI surveys remain well oriented with 54.7 for manufacturing and 51.9 for services. China, on the other hand, continues to stand out negatively, with the deterioration in the economic situation worsening over the month, the composite PMI falling to its lowest level since 2022.
Several major central banks held their monetary policy meetings in July, but none decided to change their interest rate policy. The ECB left its deposit rate unchanged at 2.25% but opened the door to a hike in September, in response to renewed tensions in energy prices. For its part, the Fed did not change its key rates but was satisfied with the rise in bond yields since the previous meeting, in direct reaction to economic developments. Above all, it confirmed a radical shift in its communication regime: it will provide significantly less guidance than in the past. This also implies a regime change for the bond market. The Bank of Japan left its main policy rate at 1% but was fairly aggressive about a forthcoming tightening.
Bond yields rose sharply over the month, largely due to the rebound in oil prices. Ultimately, 10-year US and German yields rose by about 30 bps over the month to end at 4.71% and 3.17%, respectively. WTI oil rose in July from $69.5 to $84.7 per barrel. In the short-term segment, rates also tightened in July: +30 bps on the 2-year German yield.
Despite a context of high volatility, credit demonstrated good resilience. In Europe, spreads remained broadly unchanged over the month. On Euro Investment Grade, the spread stands at 61 bps (index ICE BofA Euro Corporate), just 1 bp above its annual low. However, total IG credit performance was negative in July (-0.97%), mainly penalized by the rise in sovereign rates.
Sector dispersion remained limited, with, however, an underperformance in telecoms, penalized by technical factors related to sustained supply and increased competition. The automotive sector remains under pressure, in an environment where investors remain selective on cyclical stocks. The technology and energy sectors also posted weaker performance. Conversely, banks, chemicals, and basic materials were more resilient, benefiting from better relative performance in a market marked by high volatility.
Finally, the quarterly earnings season got off to a good start, with overall solid results that continue to support a positive outlook for credit. European issuers remain, on the whole, financially disciplined and do not, at this stage, show any marked signs of a return to a re-leveraging cycle.
       In July, the fund posted a performance of 0.15% (I share), driven mainly by carry. The rise in short-term rates was unfavorable to performance. In the current context, we maintained interest rate sensitivity at an unchanged level of 0.48. This remains mainly concentrated on the short end of the portfolio, with the longest maturities hedged against interest rate risk. The fund’s credit sensitivity also remains stable, at 0.96. In this environment, our positioning remains constructive on short-term IG credit, still supported by solid issuer fundamentals.
       During the month, the fund was mainly active on the secondary market: BBVA, BNP, WPP, Sika, Leasys, Unibail, BFCM… In the current context, we favor bond issues with 2-3 year maturities given the carry offered in this segment. The fund’s overall ESG rating is “C”.

Characteristics

General data

Inception date
05/11/2009
First Nav Date
09/11/2009
Currency
EUR
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Valuation
Daily
Minimum initial investment
1 10/1000° share(s)/equity
Minimum additional investment
1 10/1000° share(s)/equity

Costs Composition

One-off costs upon entry or exit (Investment EUR 10,000)If you exit after 6 months
Entry costsWe do not charge an entry fee for this product.€0
Exit costsWe do not charge an exit fee for this product, but the person selling you the product may do so.€0.00
Ongoing costs taken each year (Investment EUR 10,000)
Management fees and other administrative or operating costs0.38% of the value of your investment per year. This percentage is based on actual costs over the last year.€19.10
Transaction costs0.06% of the value of your investment per year. This is an estimate of the costs incurred when we buy and sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell.€3.04
Incidental costs taken under specific conditions (Investment EUR 10,000)
Performance fees

20.00% annual outperformance of the reference asset 100% ESTR CAPITALISE (OIS) + 0.05%. The calculation applies on each Net Asset Value calculation date in accordance with the terms described in the prospectus. Past underperformances over the last 5 years should be clawed back before any new accrual of performance fee.The actual amount will vary depending on how well your investment performs. The aggregated cost estimation above includes the average over the last 5 years.

The performance fee is paid even if the performance of the share over the performance observation period is negative, while remaining higher than the performance of the Reference Asset.

€0.90

Codification

ISIN code
FR0010796425
Bloomberg code
BFTCM6E FP
Reuters code
LP68034311

Investment Objective

The objective is to achieve performance of better than capitalised Eonia plus 0.12% over an investment period of six months. The additional objective is for volatility not to exceed 0.50%.

Documents

LanguageDocumentsTypeClosing Date
FR
PDF
01/09/2026
PDF
30/09/2024
PDF
27/03/2026
WORD
31/03/2026
FR
PDF
31/03/2026
PDF
02/01/2026
PDF
31/07/2026
PDF
31/07/2026
FR
PDF
20/12/2024
PDF
31/12/2025
FR
PDF
31/12/2025
This site does not constitute in any way a solicitation or an offer to buy or sell securities. The information it contains is intended to inform the subscriber by supplementing certain financial characteristics of the OPC appearing in the Key Information Document (KID PRIIPs) or in the prospectus. As a result, this information is inevitably partial and is subject to change. The KID PRIIPs or the prospectus must be offered to subscribers prior to subscription, provided upon subscription and made available to the public upon request, as well as the latest financial statements available.
Data relating to past performance does not take into account any entry fees and exit fees on subscriptions and redemptions of units. These fees may impact past performance.
The funds and securities mentioned above are in no way sponsored, recommended or promoted by the sponsor of the reference index or benchmark used. The sponsor of the reference index or benchmark is not legally and legally responsible for the funds, securities, indices or any funds or securities on which these are based.
References of the local representative or paying agent from whom the legal documents are available free of charge: CACEIS Bank France 1-3, place Valhubert 75013 Paris.