BFT CREDIT 6 MOIS ISR - P (C) ISIN : FR0010796425

BFT CREDIT 6 MOIS ISR - P (C)
Asset class: Money Market

YTD
As of 23/09/2026
1.19%

Risk IndicatorThe level of risk of the fund mainly reflects the risk of the market in which the fund is invested and, as the case may be, the leveraging strategy or inverse performance of the index. The capital initially invested does not benefit from any guarantee. The current level of risk does not indicate the future level of risk and may change over time. The lowest risk level is not equal to a risk-free investment.
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The risk indicator assumes you keep the product according to the holding period.

NAV
As of 23/09/2026
€11,441.92

SFDR ClassificationSustainable Finance Disclosure Regulation
Art. 8

Fund AUM
As of 23/09/2026
€1.30B
The objective is to achieve performance of better than capitalised Eonia plus 0.12% over an investment period of six months. The additional objective is for volatility not to exceed 0.50%.

NAVs

NAV from 09/26/2016 to 09/23/2026
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Created with Highcharts 11.4.8BFT CREDIT 6 MOIS ISR - P (C)Jul '17Jul '18Jul '19Jul '20Jul '21Jul '22Jul '23Jul '24Jul '25Jul '2610K10K11K11K11K11K12K12K

Performance

Change in NAV in base 100
FundBFT CREDIT 6 MOIS ISR - P (C) (9.04% over the period)
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Created with Highcharts 11.4.8BFT CREDIT 6 MOIS ISR - P (C)BenchmarkJul '17Jul '18Jul '19Jul '20Jul '21Jul '22Jul '23Jul '24Jul '25Jul '269698100102104106108110
FundBFT CREDIT 6 MOIS ISR - P (C) (9.04% over the period)
Select period
Created with Highcharts 11.4.8BFT CREDIT 6 MOIS ISR - P (C)BenchmarkJul '17Jul '18Jul '19Jul '20Jul '21Jul '22Jul '23Jul '24Jul '25Jul '269698100102104106108110

Portfolio Analysis

Repartition 09/30/2025
Sectors
% asset
Mod. duration
BNP PARIBAS SAFinancials2.16%0.02
AYVENS SAIndustrials2.11%0.01
BPCE SAFinancials2.08%0.02
SOCIETE GENERALE SAFinancials2.06%0.02
FRANCESovereign EMU1.99%0.00
ABN AMRO BANK NVFinancials1.90%0.01
BANQUE FED CREDIT MUTUELFinancials1.71%0.02
SPAIN (KINGDOM OF )Sovereign EMU1.70%0.00
INTESA SANPAOLO SPAFinancials1.67%0.02
CREDIT AGRICOLE SAFinancials1.59%0.02

Management commentary

Effective date: 31/08/2026August 2026 was marked by concerns over the evolution of long-term interest rates. The deadlock in negotiations between Iran and the United States, punctuated by sporadic attacks, led to continued volatility in oil prices throughout the month, with Brent crude ending at $89 per barrel. The persistence of high energy prices continued to fuel fears of accelerating inflation and thus weighed on bond markets. In response to this rise in long-term rates, U.S. Treasury Secretary Scott Bessent announced that Treasury purchases of long maturities would be at least doubled for the quarter. Inflation indices published in August, covering the month of July, delivered a mixed message. In the United States, headline inflation (CPI) slowed to 3.4% year-on-year, compared to 3.5% in June, while core inflation fell to 2.5%, its lowest level of the year. In the eurozone, by contrast, inflation accelerated to 2.9% in July, up from 2.8% in June, driven higher by a renewed surge in the energy component (+10.3% year-on-year) linked to developments in oil and gas prices. Core inflation, meanwhile, came in at 2.5%. Business activity surveys remained generally well-oriented despite high energy prices. In the eurozone, the composite PMI rose for the third consecutive month, reaching 52.1 in August, its highest level since November, driven by German industry. In the United States, the ISM manufacturing index jumped to 55.6 in July, its highest level since May 2022, while the ISM services index held steady at 54.1. The July employment report, however, disappointed, with a loss of 23,000 non-farm jobs and significant downward revisions for previous months, even though the unemployment rate fell to 4.1%, a thirteen-month low, due to a further decline in the participation rate.
 
None of the major central banks held monetary policy meetings in August. The key event of the month from this perspective was the Jackson Hole symposium, where Kevin Warsh was reassuring about the labor market but concerned about the inflation trajectory. For the first time in his term, he provided guidance by stating that the Fed's attention should currently be focused primarily on price stability. In the eurozone, the ECB minutes suggested that a majority of Governing Council members would be prepared to raise key rates in September to contain the effects of rising energy prices.
 
Bond yields generally increased over the month, particularly at the very end of the month following Kevin Warsh's speech. The U.S. 10-year yield ended the month at 4.74%, its highest level since the start of 2025. The German 10-year yield rose sharply, ending the month at 3.30%, its highest level since 2011, driven by expectations of ECB rate hikes. Sovereign spreads in the eurozone widened slightly.
 
Euro credit held up well over the month. In Investment Grade, spreads tightened by 1 bp to 76 bps, generating an outperformance of 7 bps versus sovereigns. However, the 12 bp rise in underlying yields to 3.8% led to a total return of -0.2%. The BBB segment and shorter maturities outperformed, while financials underperformed industrials (with Automotive and Telecoms leading). French banks also slightly underperformed in a context of widening OAT spreads. In High Yield, spreads tightened by 10 bps to 255 bps, resulting in an outperformance of 43 bps versus sovereigns and a total return of +0.4%. The BB and single-B segments outperformed CCCs. Finally, the primary market picked up in the third week, with a total of €40.8 billion in gross issuance, confirming the market's strong absorption capacity despite seasonally less favorable liquidity.

In August, the fund's performance was impacted by the sharp rise in rates, which was nevertheless offset by carry, resulting in a net performance of 0.16% (I share). We remain confident in the asset class and maintain rate and credit sensitivities at the upper bounds of the fund, at 0.46 and 0.93, respectively.

The primary market picked up significantly in the second half of the month, allowing the fund to participate in the Volvo, ABN, and CTP (3Y) issues. We favor securities with 2-3 year maturities given the particularly attractive carry due to high rates in this segment. The fund's overall ESG rating remains "C".

Characteristics

General data

Inception date
05/11/2009
First Nav Date
09/11/2009
Currency
EUR
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Valuation
Daily
Minimum initial investment
1 10/1000° share(s)/equity
Minimum additional investment
1 10/1000° share(s)/equity

Costs Composition

One-off costs upon entry or exit (Investment EUR 10,000)If you exit after 6 months
Entry costsWe do not charge an entry fee for this product.€0
Exit costsWe do not charge an exit fee for this product, but the person selling you the product may do so.€0.00
Ongoing costs taken each year (Investment EUR 10,000)
Management fees and other administrative or operating costs0.38% of the value of your investment per year. This percentage is based on actual costs over the last year.€19.10
Transaction costs0.06% of the value of your investment per year. This is an estimate of the costs incurred when we buy and sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell.€3.04
Incidental costs taken under specific conditions (Investment EUR 10,000)
Performance fees

20.00% annual outperformance of the reference asset 100% ESTR CAPITALISE (OIS) + 0.05%. The calculation applies on each Net Asset Value calculation date in accordance with the terms described in the prospectus. Past underperformances over the last 5 years should be clawed back before any new accrual of performance fee.The actual amount will vary depending on how well your investment performs. The aggregated cost estimation above includes the average over the last 5 years.

The performance fee is paid even if the performance of the share over the performance observation period is negative, while remaining higher than the performance of the Reference Asset.

€0.90

Codification

ISIN code
FR0010796425
Bloomberg code
BFTCM6E FP
Reuters code
LP68034311

Investment Objective

The objective is to achieve performance of better than capitalised Eonia plus 0.12% over an investment period of six months. The additional objective is for volatility not to exceed 0.50%.

Documents

LanguageDocumentsTypeClosing Date
FR
PDF
01/09/2026
PDF
30/09/2024
PDF
01/09/2026
WORD
31/03/2026
FR
PDF
31/03/2026
PDF
02/01/2026
PDF
31/08/2026
PDF
31/08/2026
FR
PDF
20/12/2024
PDF
31/12/2025
FR
PDF
31/12/2025
This site does not constitute in any way a solicitation or an offer to buy or sell securities. The information it contains is intended to inform the subscriber by supplementing certain financial characteristics of the OPC appearing in the Key Information Document (KID PRIIPs) or in the prospectus. As a result, this information is inevitably partial and is subject to change. The KID PRIIPs or the prospectus must be offered to subscribers prior to subscription, provided upon subscription and made available to the public upon request, as well as the latest financial statements available.
Data relating to past performance does not take into account any entry fees and exit fees on subscriptions and redemptions of units. These fees may impact past performance.
The funds and securities mentioned above are in no way sponsored, recommended or promoted by the sponsor of the reference index or benchmark used. The sponsor of the reference index or benchmark is not legally and legally responsible for the funds, securities, indices or any funds or securities on which these are based.
References of the local representative or paying agent from whom the legal documents are available free of charge: CACEIS Bank France 1-3, place Valhubert 75013 Paris.